Car Insurance
Motor Insurance
Featured
Provides protection against the losses incurred as a result of fire, theft, accidents, and any subsequent liabilities
What is Covered?
- Loss or damage of the vehicle.
- Cover if you injure someone or damage their vehicle or property.
- Vehicle recovery
- Legal costs
- Medical expenses.
- Replacement of locks, transmitters, immobilizers, glass etc.
- Breakdown cover. (Roadside assistance, Recovery)
- Protected no claims discount.
- Motor legal (Help recovering your compensation & financial losses
- Courtesy car(Access to a replacement vehicle.)
- Foreign use (cover driving in most European countries)
- Motor Injury Protection Plus & Physiotherapy for you.
Vuga Motor Cover
Protects the Insured against loss if the motor vehicle insured is involved in a motor accident, burnt, stolen & third-party liability arising from use of the insured motor vehicle.
The policy covers the vehicle in the event of any of the following:
- Accident damage
- Theft
- Fire
- Malicious damage
- Riots, strikes,and Civil commotion
- Political violence and terrorism
- Third party liability
Exclusions
- Theft by your own employees
- Consequential Losses e.g. loss of use
- Depreciation, wear and tear, mechanical and electrical breakdown
- Damage to tyres unless the vehicle is damaged as well.
- War and related perils
- Any driver driving under the influence of Alcohol or drugs
- Comprehensive motor Insurance policy.
- Political Violence and Terrorism cover the no extra cost for vehicles, valued up to 50.M.
- Free riveting & marking for Clients who pay upfront for vehicles valued at 15m
- Waiver of the police report for theft of parts in case of a minor accident not involving a third party, however, the insured should report the accident to the police to obtain a reference number.
- Towing of accidentally damaged vehicles
- Choice of a panel of 10 garages.
- Claim payments are made directly to the garages upon customer confirmation of satisfactory repairs.
- Settlement within 2 days.
- Medical cover arising out of an accident of an insured vehicle up to 2m.
Britam Motor Insurance
Covered against accidental/loss or damage to motor vehicles.
- All accessories and spare parts whilst thereon due to any cause other than those causes specifically excluded by the policy.
In case a car catches fire accidentally-
- Accidental damage…
- Total loss of the car.
- Third-party liabilities.
You will get a compensation amount subject to an excess(a portion of the sum you have been insured for that you are required to pay.