Buy Now, Pay Later

Asaak

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From boda bodas to smartphones, Asaak finances the tools you need to get the job done

Boda Boda Loan :Pay an initial deposit and sign-up for a flexible payment plan and own your own boda in 12, 24 or 30 months.
Fuel Loan : Stop running out of fuel on a ride, buy fuel on loan with an Asaak Fuel Card. Our cards work at any petrol station, allowing you to keep moving when it matters most.
Smartphone Loan :Join the mobile generation with an Asaak Smartphone Loan. Asaak offers the latest and greatest phone models, fit for your budget

Kwata Essimu

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Kwata Essimu is an Airtel campaign that aims to avail customers the opportunity to own a smartphone through device financing.

Customers who use the Kwata Essimu service will be able to pay for the device(s) overtime and own selected brands and models of brands such as TECNO, Samsung, Nokia, Infinix or Itel depending on the models available by the vendor at the time of purchase.
Offer is on selected devices provided by the partner at the time of purchase
Selected models are defined by Airtel’s Kwata Essimu partner and change from time to time.
Customer is required to deposit an initial payment, thereafter, start making daily, weekly and monthly installments.
The initial installment fee may vary from model to model but is most commonly 30% of the device price.

Lipa Later

To prove your identity, you can either share with us your National id or your driver’s license.

MTN Pay Mpola Mpola

Allows MTN customers to purchase data-capable devices bundled with data with a manageable initial payment.
Payment up to 6 months

The balance is to be paid in multiple monthly instalments thereafter.
For the start, only one device (branded MTN Kabode) is available for purchase through the MTN Pay Mpola Mpola Service.
The scheme is available to customers on the MTN network.
Device payments are covered by an MTN return policy and come with a 1-year manufacturer’s warranty

Eligibility is guided by a customer’s age on the network, as well as their usage of MTN services over an extended period.

M-KOPA

M-KOPA gives flexible daily payments for the everyday earner, making it easier to own devices and unlock progress.

Digital Loans : Pay well, Pay everyday to unlock access to digital loans after three months.

Pay later Uganda

Register on our Website. You will need to share a copy of the your latest bank statement for the last 6 months , as well as a copy of your National ID/passport for foreigners.
Choose the product that you want to purchase and add it to the cart. Go to the checkout page in the cart and fill in some financial information about you. Our agent will then get back to you on email or phone within 24 hours whether your application has been accepted.
Once accepted, our Agent will contact you to sign our simple, electronic lease agreement and arrange for payment of the first instalment and delivery of your goods.
After you receive your product(s), your affordable monthly payment will be expected. If you make all your payments for six months, you own it!

Tugende

Our client journey entails:

Starting with lease-to-own financing for income-generating assets
Growing with value-added services like training and insurance
Expanding future opportunities by creating a digital profile and opening new doors for successful clients

Watu

Get started with a loan for your motorbike with down payments starting as low as UGX 1,000,000.

With a minimum down payment of UGX 1,000,000, you can become a boda boda owner within 2 hours!
We offer flexible payment terms of up to 24 months.
The loan also includes free GPS tracking services.
Choose any boda boda model from Bajaj, Simba, TVS, GOGO, Hero, Haojue and Honda from one of our branches, and begin earning immediately!